Most New Zealander’s are happy to insure their home, car and contents but surprisingly a lot less are willing to insure their two most important assets – their life and income.

As an example – Most are happy to insure a $15,000 car but not their income. If you assumed you were 30 and earned $70,000 per year, even if your income didn’t increase, that asset would be worth $2.5m.

So why don’t some New Zealander’s put personal insurance in place? We don’t like to think about getting sick or dying!

Even though it isn’t fun to think about, it is important to have a plan. Hopefully you never have to claim on your personal insurance but in the unfortunate scenario your family can have piece of mind that they can pay the bills, pay off the mortgage, keep that rental property you worked so hard to buy and give your family the head start in life you wanted.

We are experts at making sure you and your family are appropriately insured. It is about having the right level of insurance in place but also making sure you aren’t over insured.

Your personal Financial Adviser will sit down with you, understand your situation and prepare a personal insurance plan based on your budget.